The Youth Individual Development Account Programs (IDA) is a matched savings program designed to give youth a chance to purchase lasting assets that will enable them to have a greater chance at financial security.  It is our goal to give you the knowledge, skills, and extra dollars to secure your financial future. 

Applicants that are between the ages of 16-22 and in foster care, or are working with an approved social service referring agency, and make less than 200% of the current poverty income guideline. 

An IDA participant will save a minimum of $25/month in a specially authorized account at Bremer Bank in Fargo.  Up to $1,000 can be saved and matched.  Upon withdrawal, the amount saved is matched by public and private funds for a 2:1 match.  So for every $1.00 saved, you get an additional $2.00!  The money earned can then be used toward the purchase of one of the three following assets:  Education expenses, health care related expenses, and vehicle purchase.




The U.S. Department of Agriculture prohibits discrimination against its customers, employees, and applicants for employment on the bases of race, national origin, age, disability, sex, gender identity, religion, reprisal, and where applicable, political beliefs, marital status, familial or parental status, sexual orientation or all or part of the individual’s income is derived from any public assistance program, or protected genetic information in employment or in any program or activity conducted or funded by the Department. (Not all prohibited bases will apply to all programs and/or employment activities.)
If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimination Complaint Form, found online at, or at any USDA office, or call (866)632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send your completed complaint form or letter to us by mail at U.S. Department of Agriculture, Director, Office of Adjudication, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410, by fax (202)690-7442 or email at .
Individuals who are deaf, hard of hearing or have speech disabilities may contact USDA through the Federal Relay Service at (800)877-8339; or (800)845-6136 (Spanish). USDA is an equal opportunity provider and employer.